Certain types of debts in certain states are forbidden from being discussed with anyone but the person who owns the debt. Since they are hard to collect, they typically wind up collected by an agency whose job it is to track down the person (skiptracing). Since they often just have a name to go by, they call all the people with that name and get them to verify their identity somehow, such as matching part of the SSN. If that matches, they'll ask if you ever did X at Y, which matches the debt record. If that matches, they start threatening your credit rating or offering to help you pay the debt.
My guess is that there is someone else out there with a similar name as yours, and that the SSN's wouldn't match (presuming they're asking about the last four, if they're asking about the first five, they're probably scammers trying to complete a record). Since they wouldn't match, they'd know they have the wrong person and go after others on their list.
no subject
Certain types of debts in certain states are forbidden from being discussed with anyone but the person who owns the debt. Since they are hard to collect, they typically wind up collected by an agency whose job it is to track down the person (skiptracing). Since they often just have a name to go by, they call all the people with that name and get them to verify their identity somehow, such as matching part of the SSN. If that matches, they'll ask if you ever did X at Y, which matches the debt record. If that matches, they start threatening your credit rating or offering to help you pay the debt.
My guess is that there is someone else out there with a similar name as yours, and that the SSN's wouldn't match (presuming they're asking about the last four, if they're asking about the first five, they're probably scammers trying to complete a record). Since they wouldn't match, they'd know they have the wrong person and go after others on their list.