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The United States has the most bureaucratic health care system in the world. Over 31% of every health care dollar goes to paperwork, overhead, CEO salaries, profits, etc. Because the U.S. does not have a unified system that serves everyone, and instead has thousands of different insurance plans, each with its own marketing, paperwork, enrollment, premiums, and rules and regulations, our insurance system is both extremely complex and fragmented.
The Medicare program operates with just 3% overhead, compared to 15% to 25% overhead at a typical HMO. Provincial single-payer plans in Canada have an overhead of about 1%.
It is not necessary to have a huge bureaucracy to decide who gets care and who doesn’t when everyone is covered and has the same comprehensive benefits. With a universal health care system we would be able to cut our bureaucratic burden in half and save over $300 billion annually.
no subject
Date: 2009-08-18 10:18 pm (UTC)no subject
Date: 2009-08-18 10:40 pm (UTC)This is, I think, the real answer to the perfectly reasonable question, "How can we afford to pay for this?" Use it if you find yourself in a conversation where you need it. Please post it on your own LJ if you think it deserves to be seen.
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Date: 2009-08-18 11:44 pm (UTC)P.
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Date: 2009-08-19 03:02 am (UTC)no subject
Date: 2009-08-19 04:16 am (UTC)P.