dreamshark: (sharon tire)
Two of my credit cards were hijacked in the past week.  In both cases, the illicit transaction was caught by the credit card company (Discover and Citi, respectively) who texted me fraud alerts. The Discover card has been cancelled and replaced. I got the new card in 2 days and it's back in service. I just called Citi's fraud department about today's breach. They tried to get away with "new cards will be sent in 5-7 days."  I said that would not be acceptable, please overnight them. I wasn't real impressed with the alertness of the account rep I talked to, so I repeated this point 2 or 3 times. We'll see if the cards get here.

The Discover frauds were all in-store purchases, which means that they actually stole the number and cloned the card.
Unclear about the Citi card. Both charges were in New York City, which suggests they may also have been physical cards.

If that's the case, Barnes & Noble could be in trouble as they accepted one of the two fraudulent transactions. As of October 1, any store that does not have chip-reader cards is responsible for credit card fraud. And with good reason. Cloned cards don't work on chip-reader POS terminals. So it's about time all the retailers out there quit whining and dragging their feet and just implement the new technology already.

So how did they get our card numbers? Well, as it happens these are two of our newer cards, so it's not hard to look back at the purchase history. The Discover card has mostly been used with Apple Pay, which is pretty much unhackable. And the only two retailers where we have used both the Citi and the Discover card sans Apple Pay were...  Home Depot and Ace Hardware. 
dreamshark: (sharon tire)
AppleWatch AppleWatchMotion AppleWatchMickey
Reasons are complicated, involving Apple Pay and credit cards. Nobody needs an Apple Watch, and at this stage of the game it's really not much more than an expensive toy. But, oh what an intriguing and stylish toy it is. I've kind of wanted one for a while, but could not justify the $350 cost. But I have convinced myself that the astonishing new promo offer on my Discover card will easily pay for the watch with surprisingly little effort. We'll see how that goes.

If anyone was wondering, Apple has not lost its design edge. Opening the packaging (so often a tedious and frustrating part of modern life) was 10 minutes of pure pleasure. You slit the shrink wrap and lift the lid off the first elegant white cardboard box, and inside (like a Russian nesting doll) is an even more elegant white box made of heavy plastic. Inside that are various mysterious objects and oblong packages lightly sealed with little plastic protective strips stenciled with instructional icons that even I could understand. Those peel off easily, leaving small gleaming white and black and silver objects in various geometric forms. You pick up the watch and it turns itself on, silently pleading for an electric charge. The USB charging cable ends in a heavy white disk about the size of a quarter. When you bring the disk close to the similar-sized circle on the back of the watch they clamp together magnetically and the happy green charging symbol appears on the watch face. In just a few minutes the watch charges up enough to move on to the next step. Syncing watch with iPhone is no more complicated than scanning a QR code. It was the easiest electronic setup I have ever experienced.

I got the smaller watch with the Sport trim and a white sport band, which is made of a silky, rubbery material. The package came with 2 bands of different lengths. I suspect they think that the shorter band is for women and the longer one for men, but with my dinosaur bones I had to use the longer one. I see a slight miscalculation here. The long band fits me perfectly on the 3rd-to-last hole, so I'm happy. But surely there are burly men with much larger wrists than mine - I think this band would not fit all of them.

I've spent the last 2 days figuring out how this thing works. There are several levels of functionality, and some of them have a definite learning curve. But the first level takes no setup at all. If all you want is a smart watch, it's done. You don't even have to tap it to turn it on. Once it's on your wrist, it knows when you are looking at it and comes on by itself. The default watch face shows time, date, temperature, the next item on your calendar, and a couple of other items that weren't immediately obvious. One is the cryptic "Activity" icon that lets you access the built in step counter. The other is the World Clock - an odd choice, since by default it redundantly shows the local time. I think the idea is that you can customize it to show the time in one other locale. Having no need for that, I changed that widget to show battery life instead. So, okay, it wasn't a perfect display out of the box, but a perfectly usable one. I just made it a little better. There are a few other watch faces available, but none of the others display as much information, so I'll stick with this one. The one with the animated butterfly is cool, but it just shows the time. And the butterfly. Which gets old after a while.

There's a whole cluster of functionality that I can't explore because I don't know think I know anybody else who has an Apple Watch. If you DO have an Apple Watch and want to experiment with any of these odd features, let me know. 
dreamshark: (Madeline)
As we started our flight back from San Jose on Wednesday it was raining outside the plane (actually pretty remarkable in California at this point). But even more remarkable, as soon as the plane left the runway, water started pouring out of the overhead console onto me and the other aisle-seat passengers just ahead of me. Not just a few drops of condensation, but a heavy stream of water that completely soaked the left sleeve of my cotton travel shirt. Most unpleasant. It also alarmed a few people who were convinced that there was a hole in the shell of the plane letting in the rain. I wasn't too worried about that, but did not like getting soaked. After two tries on the call button a flight attendant came along and opened the overhead bin, looking for errant water bottles. Not finding a likely culprit she said it must be condensation from the A/C, and left me with nothing but a linen napkin to try to dry myself. This didn't help much, so I just turned on the overhead air blower and shivered until I dried off.

It wasn't the worst airplane calamity ever, but I figured it might be worth trying to get a little recompense for my pain and suffering. So I went to the Delta site and filled out the online "compliment/complaint" form (like they ever get COMPLIMENTS). Within 2 hours I had an email response apologizing for my dreadful experience and offering me 4,000 Skymiles as compensation. Thank you, Delta!
dreamshark: (sharon tire)
Strangely enough, I have lived in Minneapolis for more than 40 years and have NEVER touristed to Chicago! Well, okay, Thorin reminds me about that 5th grade chess tournament, during which he says we visited the aquarium. I do dimly remember sitting around in a hotel function room for many hours watching boys play chess, but I don't even remember the aquarium, so that doesn't count. I guess it counts for Thorin, but not for me.

Anyway, I had some free hotel nights to use up at ANY HILTON IN THE WORLD. Some people would have booked a flight to Paris, but I decided Chicago was adventurous enough. And then it occurred to me that we could take the train (which I can pay for with travel points on another credit card) and the whole trip is practically free.

So... tomorrow we are getting up early and taking the train to Chicago! I bought us a couple of 3-day Go-Chicago passes that allow us to gallop from one attraction to another until we are completely worn out. I have a tentative plan. If the train gets there on time, we should be able to make it from our hotel to the Art Institute, which happens to be open late Thursday night. If the train gets in late, which I gather has been known to happen, we'll just have a leisurely evening and take a trip up the Sears Tower on Sunday before we catch the train home. Day 3 was on sale, so one attraction breaks even.

The itinerary on the 2 full days in the middle is somewhat weather-dependent. If it's nice, more with the boat tours and bike rentals and zoos. If it's rainy or unbearably hot - more museum time. I had no idea Chicago was such a disneyland! 

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